Cookie Policy

1. Introduction

This Cookie Policy explains how Circopay LLC ("Circopay," "we," "us," or "our") uses cookies and similar technologies when you visit our website at circopay.com ("Website"). This Cookie Policy should be read together with our Privacy Policy, which explains how we collect, use, and share your personal information.

By continuing to browse or use our Website, you agree to our use of cookies and similar technologies as described in this Cookie Policy. If you do not agree with our policies and practices, please do not use our Website.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile) when you visit websites. They are widely used to make websites work more efficiently and provide information to the website owners.

Cookies allow a website to recognize your device, remember your preferences, and understand how you use the website. They can also help improve your user experience by making the website more responsive and personalized.

Cookies are not harmful to your device and do not contain personal information like your name, address, phone number, or email address. They simply contain a unique identifier that helps the website recognize your browser or device during your current visit (session cookies) or during future visits (persistent cookies).

3. Types of Cookies We Use

We use different types of cookies for various reasons. Depending on their function and purpose, cookies can be classified into the following categories:

3.1 Essential Cookies

These cookies are necessary for the Website to function properly. They enable basic functions like page navigation, secure areas access, and remember your preferred language or region. The Website cannot function properly without these cookies, and they cannot be disabled.

3.2 Performance/Analytics Cookies

These cookies help us understand how visitors interact with our Website by collecting and reporting information anonymously. They allow us to recognize and count the number of visitors and see how visitors move around our Website. This helps us improve the way our Website works, for example, by ensuring that users can find what they are looking for easily.

3.3 Functionality Cookies

These cookies allow the Website to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features. They may also be used to provide services you have requested, such as watching a video or commenting on a blog.

3.4 Targeting/Advertising Cookies

These cookies are used to deliver advertisements that are more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns. They remember that you have visited a website and this information may be shared with other organizations, such as advertisers.

3.5 Third-Party Cookies

Our Website may use cookies set by third parties, such as social media platforms, analytics providers, and advertising networks. These cookies enable features like social sharing, usage analysis, and targeted advertising. We do not control these third-party cookies, and they are subject to the third party's privacy policy.

4. Specific Cookies We Use

Here is a list of the main cookies we use on our Website:

This list is not exhaustive and may be updated from time to time. For more information about the specific cookies we use, please contact us using the information provided in the "Contact Us" section below.

5. Similar Technologies

In addition to cookies, we may use other similar technologies on our Website, including:

• Web Beacons (Pixel Tags): Small graphic images that are placed on a webpage or in an email to monitor user behavior and track website usage.
• Local Storage: A technology similar to cookies but with greater capacity and that is stored in your browser, not on a remote server.
• Session Storage: Similar to local storage but the data is only stored for the duration of a browsing session.
• JavaScript: A programming language used to enhance the functionality of websites and collect information about how users interact with the website.

These technologies are used for similar purposes as cookies, such as remembering your preferences, analyzing website traffic, and personalizing content and advertisements.

6. How to Manage Cookies

Most web browsers allow you to control cookies through their settings preferences. Here's how you can manage cookies in the most common browsers:

6.1 Browser Settings

• Google Chrome: Settings > Privacy and security > Cookies and other site data
• Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Cookies and website data
• Microsoft Edge: Settings > Cookies and site permissions > Cookies and site data
• Internet Explorer: Tools > Internet Options > Privacy > Advanced

Please note that if you choose to disable all cookies, certain parts of our Website may not function properly or at all.

6.2 Opt-Out of Analytics Cookies

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

6.3 Opt-Out of Advertising Cookies

You can opt out of interest-based advertising through the following services:

• Digital Advertising Alliance (DAA)
• Network Advertising Initiative (NAI)
• European Interactive Digital Advertising Alliance (EDAA)

7. Do Not Track

Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. At this time, we do not respond to browser "Do Not Track" signals, but we do provide you the option to opt out of interest-based advertising as described above.

8. Changes to this Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Cookie Policy on our Website or through other communications. The date the Cookie Policy was last revised is indicated at the top of the page.

We encourage you to review the Cookie Policy whenever you access our Website to stay informed about our cookie practices and your choices.

9. Contact Us

If you have any questions, concerns, or requests regarding this Cookie Policy or our use of cookies, please contact us at: