Advanced Fraud Protection for High-Risk Merchants
Secure your transactions with AI-powered fraud detection designed specifically for high-risk industries
The Growing Threat of Payment Fraud
Payment fraud costs businesses billions annually, with high-risk merchants facing up to 3x the fraud attempts of traditional industries. As fraud tactics evolve, merchants need sophisticated protection beyond basic gateway security.
Financial Losses
The average merchant loses 1.8% of revenue to fraud, with each fraudulent transaction costing 3.36 times the original transaction value.
Reputation Damage
Customer trust erodes when fraud occurs, with 41% of consumers avoiding merchants after experiencing or hearing about fraud incidents.
Operational Impact
Fraud management consumes valuable resources, with merchants spending an average of 23% of their operational budget on fraud prevention and recovery.
Comprehensive Fraud Protection Features
CircoPay's multi-layered security approach combines advanced technology with industry expertise to protect your business.
Real-time Transaction Screening
Our system analyzes every transaction in real-time, screening against 100+ risk factors to detect and prevent fraud before it happens.
Advanced Machine Learning
Our AI-powered system continuously learns from transaction patterns, adapting to new fraud techniques while reducing false positives.
Device Fingerprinting
Identify and track suspicious devices even when users attempt to mask their identity, preventing repeat fraud attempts.
Behavioral Analytics
Monitor user behavior patterns to identify anomalies that could indicate account takeover or other suspicious activities.
Customizable Risk Rules
Tailor fraud rules to your specific business needs and risk tolerance, with custom rulesets for different products or customer segments.
Global Fraud Database
Access our network of known fraudsters and suspicious behaviors from millions of transactions across industries worldwide.
How Our Advanced Fraud Protection Works
Data Collection & Analysis
When a transaction is initiated, our system instantly collects over 100 data points including device information, location data, payment details, and behavioral patterns.
Risk Assessment
Our AI engine analyzes this data against known fraud patterns, global fraud database, and your historical transaction data to generate a comprehensive risk score.
Decision Engine
Based on the risk score and your custom rules, our system makes an instant decision: approve, decline, or flag for review, all within 300ms or less.
Continuous Learning
Every transaction outcome feeds back into our machine learning system, constantly improving detection accuracy and adapting to new fraud patterns.
Online Gaming Platform
"After implementing CircoPay's fraud protection, we saw an 82% decrease in fraudulent transactions within the first month. False positives dropped by 63%, meaning we're stopping more fraud while approving more legitimate customers."
Industry-Specific Fraud Protection
We understand that different industries face unique fraud challenges. Our solutions are tailored to your specific sector's needs.
E-commerce & Retail
Protection against card testing, account takeover, and shipping fraud with minimal impact on legitimate customers.
Digital Products & Services
Prevent chargebacks on digital goods with strong authentication and device fingerprinting.
CBD & Nutraceuticals
Specialized protection for high-risk health products with subscription billing fraud prevention.
Online Gaming & Gambling
Multi-factor authentication and behavioral analytics to prevent bonus abuse and account takeover.
Travel & Hospitality
Protection against last-minute booking fraud and reservation scams that target high-value transactions.
Subscription Services
Prevent friendly fraud and unauthorized signups with strong recurring billing protection.
Frequently Asked Questions
What types of fraud does CircoPay's solution protect against?
Our comprehensive fraud protection system safeguards against multiple fraud types including card testing, stolen card fraud, friendly fraud, account takeover, synthetic identity fraud, clean fraud, triangulation fraud, and more. Our multi-layered approach adapts to emerging fraud patterns.
How does AI and machine learning improve fraud detection?
Our AI and machine learning algorithms analyze thousands of data points per transaction and continuously learn from patterns. This allows the system to identify subtle fraud signals that rule-based systems miss, while also reducing false positives that could block legitimate transactions.
Will implementing fraud protection slow down my checkout process?
No. Our real-time fraud screening happens behind the scenes with an average response time of 300ms or less. This ensures your customers experience a seamless checkout while still receiving comprehensive protection against fraudulent transactions.
How customizable is CircoPay's fraud protection system?
Our fraud protection is highly customizable to your business model and risk tolerance. We work with you to implement rules specific to your industry, customer base, and transaction patterns. As your business evolves, we adjust protection parameters accordingly.
What kind of fraud analytics and reporting is available?
Our merchant dashboard provides comprehensive fraud analytics including attempted fraud rates, blocked transaction values, fraud patterns by geography and time, and risk score distributions. Custom reports can be scheduled and exported for your business intelligence needs.
Ready to protect your business from fraud?
Get CircoPay's advanced fraud protection solution and reduce losses while approving more legitimate transactions.
- Real-time transaction screening
- Advanced AI fraud detection
- Custom risk management
- Industry-specific protection
"CircoPay's fraud protection system detected sophisticated fraud attempts that our previous solution missed completely."
Alex Johnson, CTO, Digital Marketplace
