Protect Your Revenue with Advanced Chargeback Prevention
Reduce disputes, protect profits, and maintain your merchant account health with our comprehensive chargeback prevention solutions
The True Cost of Chargebacks to Your Business
Chargebacks cost merchants far more than just the disputed transaction amount. For every $1 of transaction value disputed, merchants lose an average of $2.60 in total costs including fees, penalties, and operational expenses.
Revenue Losses
Lost product, shipping costs, processing fees, and chargeback fees that often exceed $25 per dispute.
Processing Penalties
Excessive chargebacks lead to higher processing rates, fees, and can result in account termination.
Operational Costs
Time and resources spent managing disputes, gathering evidence, and responding to chargebacks.
Our Comprehensive Chargeback Prevention Strategy
CircoPay's multi-layered approach addresses chargebacks before, during, and after transactions to maximize protection for your business.
Fraud Detection & Scoring
Our advanced AI-powered system analyzes transactions in real-time, flagging high-risk orders before they become chargebacks.
Chargeback Alerts
Get notified of potential disputes before they become chargebacks, giving you time to resolve customer issues or refund transactions.
Customer Authentication
Implement robust verification processes including 3D Secure, AVS, and CVV verification to ensure legitimate transactions.
Transaction Monitoring
Continuous monitoring of all transactions with behavioral analytics to identify unusual patterns and prevent fraudulent activity.
Dispute Management
Our comprehensive system helps you respond to disputes with compelling evidence, increasing your chances of winning cases.
Clear Billing Descriptors
Reduce 'friendly fraud' by ensuring your billing descriptor clearly identifies your business on customers' statements.
How Our Chargeback Prevention Works
Real-Time Transaction Screening
Every transaction is analyzed in real-time using our AI-powered fraud detection system that examines over 100 risk indicators.
Customer Authentication
We implement industry-leading verification methods including 3D Secure 2.0, AVS, and device fingerprinting.
Chargeback Alert Network
We're integrated with major card networks to receive early warnings about potential disputes, giving you time to resolve issues or refund.
Dispute Management
When disputes occur, our system helps you respond with compelling evidence to increase your win rate.
Subscription Box Company
"CircoPay's chargeback prevention solution reduced our dispute rate from 2.3% to 0.7% in just two months. The real-time alerts allowed us to proactively address customer concerns before they escalated to chargebacks."
Frequently Asked Questions
What is a chargeback and why are they harmful to businesses?
A chargeback occurs when a customer disputes a transaction with their bank instead of directly with the merchant. Chargebacks are harmful because they result in lost revenue, additional fees, potential inventory loss, and if excessive, can lead to higher processing rates or even account termination.
How effective are CircoPay's chargeback prevention solutions?
CircoPay's comprehensive approach to chargeback prevention has helped merchants reduce dispute rates by up to 60% and recover 40% of potential chargebacks before they're filed. Our multi-layered strategy addresses the root causes of chargebacks, not just the symptoms.
How does real-time fraud detection help prevent chargebacks?
Our real-time fraud detection system analyzes transactions as they occur, looking for suspicious patterns and behaviors that indicate potential fraud. By stopping fraudulent transactions before they're processed, we prevent the inevitable chargebacks that would follow.
What industries benefit most from chargeback prevention services?
While all businesses benefit from chargeback prevention, high-risk industries like subscription services, digital products, travel, online gaming, CBD, and adult entertainment see the most significant impact due to their naturally higher chargeback rates.
How quickly can I implement CircoPay's chargeback prevention solutions?
Most merchants can implement our chargeback prevention solutions within 1-3 business days of account approval. Our team handles the technical integration, making the process seamless for your business while providing immediate protection.
Ready to reduce chargebacks by up to 60%?
Get started with CircoPay's comprehensive chargeback prevention solution today.
- Real-time fraud detection
- Early dispute notifications
- Compelling evidence builder
- No setup fees or long-term contracts
"We've cut our chargeback rate by more than half since implementing CircoPay's prevention system."
Michael Roberts, CFO, E-Commerce Solutions
