Payment Solutions for High-Risk Merchants
Circopay offers comprehensive payment processing solutions designed specifically for businesses in high-risk industries. When traditional banks say no, we deliver reliable, secure, and tailored services.
Payment Processing
Fraud Protection
Chargeback Prevention
Virtual Terminal
E-Commerce Integrations
Payment Processing
Secure and reliable payment processing solutions specifically designed for businesses in high-risk industries that face challenges with traditional banking services.
Key Features
Fraud Protection
Advanced fraud detection and prevention tools to protect your business from fraudulent transactions, unauthorized purchases, and criminal activity.
Key Features
Chargeback Prevention
Comprehensive chargeback management solutions to help high-risk merchants reduce disputes, prevent revenue loss, and maintain healthy processing accounts.
Key Features
Virtual Terminal
Secure browser-based payment processing solution that turns any computer into a point-of-sale terminal for accepting credit card payments.
Key Features
E-Commerce Integrations
Seamless integration with popular e-commerce platforms and shopping carts to provide your customers with a smooth and secure checkout experience.
Key Features
What Our Merchants Say
Circopay provided the payment solution we'd been searching for after being rejected by multiple banks. Their high-risk merchant account services have been reliable and their customer support is outstanding.
Michael R.
CBD Wellness Company
The chargeback prevention tools from Circopay have reduced our disputes by over 65%. This has been game-changing for our subscription business model and saved us thousands in fees.
Sarah T.
Nutraceutical Subscription Service
Setting up our Shopify store with Circopay's e-commerce integration was surprisingly easy. Their team helped us through every step and we were processing payments within days.
James L.
Online Vape Retailer
Our Integration Partners
E-commerce Platform
WordPress E-commerce
E-commerce Platform
E-commerce Platform
Frequently Asked Questions
How quickly can I get set up with a payment solution?
Most high-risk merchants can be approved within 24-72 hours of completing an application with all required documentation. Once approved, your payment gateway can be set up within 1-2 business days, allowing you to start processing payments almost immediately.
What makes Circopay different from other payment processors?
Circopay specializes exclusively in high-risk merchant services, with deep expertise in industries that traditional banks avoid. We offer higher approval rates, transparent pricing, dedicated account managers, and comprehensive fraud and chargeback protection specifically designed for high-risk businesses.
Do you offer international payment processing?
Yes, Circopay provides both domestic and international payment processing solutions with multi-currency support. We can help high-risk merchants accept payments globally, with options for various currencies and payment methods preferred in different regions.
What are the costs associated with high-risk merchant accounts?
While high-risk merchant accounts typically have higher fees than standard accounts, Circopay offers competitive rates based on your industry, processing volume, and business history. Our transparent pricing includes a clear breakdown of processing rates, gateway fees, and any additional services without hidden costs.
Ready to Find Your Payment Solution?
Contact our team today to discuss your business needs and discover how our specialized payment solutions can help your high-risk business grow.
Apply Now