CBD Merchant Account Solutions
Secure, reliable payment processing for your CBD business with competitive rates and chargeback protection. Get approved in as little as 48 hours.
Get Your CBD Merchant Account
CBD Payment Processing Made Simple
We specialize in providing merchant accounts for CBD businesses of all sizes. Our solutions are designed to overcome the unique challenges faced by the CBD industry.
Stable Processing
End the cycle of account shutdowns with our stable, reliable CBD payment solutions.
Competitive Rates
Access industry-leading rates designed specifically for CBD businesses.
Compliance Support
Stay compliant with industry regulations and reduce the risk of account closures.
Tailored CBD Payment Processing Solutions
CBD businesses face unique challenges when it comes to payment processing. Traditional banks often shy away from the industry, leaving many merchants without reliable payment solutions.
At Circopay, we've developed specialized merchant accounts for CBD businesses of all sizes. Our solutions are compliant with industry regulations and designed to provide the stability your business needs to grow.
Whether you're selling CBD oils, tinctures, topicals, or edibles, we can help you process payments smoothly and efficiently while minimizing the risk of account closures or funds being held.
Everything You Need to Process CBD Payments
Our CBD merchant accounts come with everything you need to accept payments online and in-store.
Online Processing
Seamlessly integrate payment processing into your website with our secure payment gateway, supporting all major credit cards.
- Shopping cart integration
- Recurring billing options
- Multiple currency support
Retail Solutions
Process in-person payments at your CBD retail store with our point-of-sale solutions designed for the CBD industry.
- Modern POS terminals
- Mobile payment options
- Inventory management
Fraud Protection
Protect your CBD business from chargebacks and fraud with our advanced risk management tools.
- Advanced fraud screening
- Chargeback prevention
- Transaction monitoring
Dedicated Support
Get personalized support from our team of CBD payment processing experts who understand your business needs.
- 24/7 customer service
- Dedicated account manager
- Industry-specific guidance
Reporting & Analytics
Gain valuable insights into your CBD business with our comprehensive reporting and analytics tools.
- Real-time transaction data
- Sales trend analysis
- Customizable reports
Multiple Payment Options
Offer your customers a variety of payment options to improve conversion rates and customer satisfaction.
- Credit & debit cards
- ACH processing
- Alternative payment methods
Why CBD Businesses Choose Circopay
Finding a reliable payment processor for your CBD business doesn't have to be a challenge. Circopay has helped hundreds of CBD merchants establish stable payment processing solutions.
Our team understands the unique challenges faced by CBD businesses and has developed relationships with banks and processors who are willing to work with the industry.
With our high approval rates, competitive pricing, and dedicated support, you can focus on growing your CBD business while we handle your payment processing needs.
Frequently Asked Questions About CBD Merchant Accounts
Why is CBD considered high-risk for payment processing?
CBD is considered high-risk due to regulatory uncertainty, legal complexities across different jurisdictions, higher chargeback rates, and the evolving nature of the industry. Traditional banks often avoid CBD businesses due to these factors and perceived reputational risks.
What requirements are needed for a CBD merchant account?
To qualify for a CBD merchant account, you typically need: proper business registration, a business bank account, compliance documentation (CoAs, lab test results), valid merchant history (if applicable), clear website with compliant terms and policies, and proof that your products contain less than 0.3% THC.
How are the rates for CBD merchant accounts determined?
Rates for CBD merchant accounts are determined based on several factors including: your processing history, chargeback ratio, average ticket size, monthly volume, business longevity, credit score, and the specific CBD products you sell. Circopay works to secure competitive rates based on your unique business profile.
Do you offer CBD merchant accounts for startups?
Yes, Circopay offers CBD merchant accounts for startups. While established businesses may access better rates, we have specialized programs for new CBD businesses. Our team will work with you to understand your needs and find the most appropriate processing solution for your new venture.
How long does it take to get approved for a CBD merchant account?
The approval process for a CBD merchant account typically takes 1-2 weeks. This includes application review, underwriting, and account setup. Circopay streamlines this process by helping you prepare the right documentation upfront and advocating on your behalf with our banking partners.
Can I sell all types of CBD products with your merchant account?
Our CBD merchant accounts support a wide range of CBD products including oils, tinctures, topicals, edibles, and more. However, some restrictions may apply depending on specific product formulations and claims made. During your application, we'll review your product line to ensure compatibility with our processing solutions.
Ready to Secure Your CBD Merchant Account?
Apply today and get approved in as little as 48 hours. Our team is ready to help you get started with reliable payment processing for your CBD business.